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Saturday, February 7, 2009

Save Money Make Money: Episode 6

Concept 6: Cut Down on Use of Land Line and Mobile Telephones

If you are not careful in using your land line phone(s) or mobile(s) prudently, the telephones bills can be pretty steep. Keep a watch on them. Observe carefully your expenditure in telephoning.

Instead, it will be better idea to chat and speak with your friends, family members, relatives, acquaintances and others by using the computer (in any case you are connected to Internet most of times and you are already paying for it whether you are using it or not). So, chat/speak via Internet using your computer.

On phones, in addition to the fixed charges, you are paying dearly for each call you make and receive (and the roaming charges are too high). By using Internet through computers your communication/chat/talk are all free, all you are doing is to pay only the fixed charges for Internet connection. You can speak/chat for hours with zero incremental expenditure.

Find out your savings using this method; you will save lots.

Also refer: http://home-tips-tricks.blogspot.com/

Friday, February 6, 2009

Save Money Make Money: Episode 5

Concept 5: Cut Out on Eating Outside

It is a general knowledge (though we also know that general knowledge is always not so general) that almost all the restaurants jack up the prices of all the food they serve with very hefty profit margins. That's where your hard earned money drains out so very easily without any efforts. Cumulatively the damage on your pocket can mount to a very chunky size. Keep a close track of the money spent on eating in the restaurants, at least for a couple of months and the figures may shock you.

In addition, the food served in these eating joints may not be all that hygienic and may not be nutritious. Also, you spend your time in commuting (time in itself is money) and therefore, you spend your money unnecessarily also on gas and vehicle maintenance as well.

The major tip to save money here, therefore, is: cut down an eating outside. Instead, cook at home from the basic raw ingredients or from semi cooked stuff. Also use raw salads, fruits, milk, yogurt, cereals, brown bread with cheese, butter, peanut butter, jam etc where you do not have to cook at all. Cooking and assembling your meals can be a good diversion from your other activities, good entertainment and past time. If you feel lonely doing it every day, make variations by inviting some one you like to do joint cooking with you and then seek reciprocation for this procedure.

Try it, you will save lots of money.

Also refer: http://home-tips-tricks.blogspot.com/